285 North Sycamore Street
At Dean Charles Associates, Inc., we believe that retirement is not “the end” but rather an exciting beginning to the Next Phase of your life. A phase that will offer tremendous opportunities to pursue long-held dreams and new interests. See the Seven Wonders of the World, volunteer for Habitat for Humanity, or simply spend more time with your family. All things are possible, but you must be prepared.
Whether retirement is in the near future or longer term, we can help you achieve your ideal retirement by preparing for the Certainty of Uncertainty with a holistic, Values-Based approach to Retirement Planning which recognizes the impact of behavior and emotions on your ideal retirement.
So, what are some of the categories of Uncertainty in retirement and how do we incorporate them into our Values-Based planning process? Let’s take a look.
We begin the process by getting to know you and your vision of retirement. What’s important to you, your values and beliefs, your family and friends, desires and wishes, fears and concerns.
We help you define your goals and priorities as well as your risk tolerance level. We gather personal and financial information to assess your financial health as well as other factors which influence the quality of your retirement life such as a healthy body, mind, and soul.
We design a plan to create a lasting, inflation-adjusted retirement income for life through a time segmented investment strategy which alleviates the impact on emotions necessary to achieve retirement peace of mind.
We work with you to address and plan for potential catastrophic healthcare costs and Long-Term Care needs as you get older.
We work with you to lessen the long-term impact of taxes through tax planning strategies such as a Roth IRA conversion, use of a Qualified Charitable Distribution, and tax-efficient asset withdraws.
We work with you to ensure that your heirs are taken care of and your legacy lives on.